Education is a fundamental right, yet many students are unable to pursue higher studies due to financial constraints. Recognizing this issue, the Bihar government has launched the Bihar B.Ed Loan Yojana 2025 to provide financial assistance to students who wish to pursue B.Ed and other professional courses. Through this scheme, eligible students can avail of a loan of up to ₹4 lakh at a very low-interest rate, ensuring that financial difficulties do not hinder their educational aspirations.
Objective of Bihar B.Ed Loan Yojana 2025
The primary objective of this scheme is to support meritorious students of Bihar who face financial difficulties in completing their higher education. The government aims to ensure that no student is deprived of education due to a lack of funds. While the scheme specifically focuses on B.Ed courses, it also covers 42 different professional and technical courses, including BA, B.Sc, B.Com, MA, M.Sc, M.Com, BCA, MCA, and various medical and vocational courses.
This initiative is part of the Bihar Student Credit Card Scheme under the 7 Nishchay Program, which is dedicated to empowering youth through quality education and skill development.
Benefits of Bihar B.Ed Loan Yojana 2025
This scheme provides multiple benefits to students:
- Financial Assistance: Eligible students can avail of loans of up to ₹4 lakh to cover their educational expenses.
- Low-Interest Rates:
- General category students: 4% interest rate
- Female, differently-abled, and transgender students: Only 1% interest rate
- Wide Course Coverage: Loans are available for 42 different courses, including B.Ed, technical, and vocational programs.
- Easy Application Process: Students can apply online and offline, making the process accessible and convenient.
Eligibility Criteria for Bihar B.Ed Loan Yojana 2025
To apply for this scheme, students must meet the following eligibility criteria:
- Residence: The applicant must be a permanent resident of Bihar.
- Educational Qualification: The student must have passed at least Class 12.
- Course Enrollment: The student must be pursuing B.Ed or any other eligible course from a recognized institute approved by the State or Central Government.
- Age Limit: The applicant should be below 25 years of age.
List of Eligible Courses
Apart from B.Ed, the scheme covers a wide range of courses, including:
- Undergraduate Courses: BA, B.Sc, B.Com, BCA, BHMCT (Hotel Management), B.Sc (Agriculture), B.Sc (IT), B.Sc (Library Science), Bachelor of Mass Communication, Bachelor of Fashion Technology, etc.
- Postgraduate Courses: MA, M.Sc, M.Com, MCA, etc.
- Medical and Professional Courses: BUMS, BHMS, BDS, BPT, B.Arch, General Nursing (GNM), Bachelor of Occupational Therapy, and Diploma in Food & Nutrition.
- Technical and Vocational Courses: Various diploma and certification courses in technical and skill-based fields.
Required Documents for Bihar B.Ed Loan Scheme
To apply for this loan, students need to submit the following documents:
- Aadhar Card (Student & Parent/Guarantor)
- PAN Card
- Academic Certificates (Mark sheets of 10th, 12th, and latest qualification)
- Enrollment Certificate from the college/institution
- Address Proof (Ration Card/Voter ID)
- Income Certificate (Family income proof)
- Bank Passbook
- Passport-size Photographs (of student and parent/guarantor)
- Mobile Number (Linked with Aadhar)
Application Process for Bihar B.Ed Loan Yojana 2025
Online Application Process
- Visit the official website related to the scheme.
- Click on “New Application Registration”.
- Fill in the required details and create a Login ID and Password.
- Log in and complete the application form by providing personal, academic, and financial details.
- Upload scanned copies of the required documents.
- Submit the application online.
- After online submission, take a printout of the application form.
- Visit the District Registration and Counselling Center (DRCC) and submit a hard copy along with photocopies of the documents.
Offline Application Process
- Visit the nearest DRCC Office in your district.
- Collect the application form and fill in the required details.
- Attach photocopies of all required documents.
- Submit the completed application form to the DRCC officials.
- The application will be reviewed, and upon approval, the loan amount will be disbursed.